Kathleen's a hard-working single mother, who's saving to buy a house for herself and her daughter, Zoe. Sam's a businessman who has to pretend he has a family in order to close a deal with the mysterious Javier Del Campo. Sam owns the company that Kathleen works for, and as her boss, manages to convince her to help him out. But Del Campo is more than he seems, and it just might be Zoe who's making the real deal to get a new home for herself, her mother, and Sam.

The old teen rebel saga is updated for the rap crowd, unfortunately rapper Vanilla Ice is the teen. Ice shows up on a neon-yellow motorcycle which gets everyone's attention, including the female honor student who has never had a rebellious bone in her body.